Your Trusted Partner in
Financial Growth & Freedom
India's leading microfinance cooperative society offering affordable loans, high-yield deposits, and comprehensive financial services to empower 22,000+ members nationwide.
Why Choose Our Services
We combine decades of financial expertise with modern technology to deliver the best banking experience for our members.
100% Secure Banking
RBI regulated with bank-grade encryption ensuring your deposits and data are always protected.
Best Interest Rates
Industry-leading interest rates on deposits starting from 6.5% up to 9.5% per annum.
Instant Loan Approval
Quick loan disbursal within 24 hours with minimal documentation and hassle-free process.
24/7 Customer Support
Dedicated customer care team available round the clock to assist with all your queries.
Mobile Banking App
Manage your accounts, deposits and loans on the go with our feature-rich mobile app.
Wide Branch Network
50+ branches across 15 states with doorstep service for senior citizen members.
Zero Processing Fees
No hidden charges, zero processing fees on select loan products for existing members.
Award Winning
Recognized as Best Cooperative Society 2024 by National Banking Excellence Awards.
Numbers That Speak
Over 15 years of dedicated service building financial inclusion across India
Our Loan Products
Affordable loans designed for every need with flexible repayment options and minimal documentation.
Business Loan
Fuel your business growth with working capital and term loans.
- Loan up to ₹50 Lakhs
- Tenure up to 60 months
- Collateral-free for existing members
Personal Loan
Instant personal loans for weddings, medical emergencies and more.
- Loan up to ₹10 Lakhs
- Disbursal in 24 hours
- No guarantor required
Housing Loan
Make your dream home a reality with our affordable home loans.
- Loan up to ₹75 Lakhs
- Tenure up to 25 years
- Pradhan Mantri Awas Yojana benefits
Smart Deposit Schemes
Grow your savings with our secure deposit schemes offering highest interest rates in the industry.
Fixed Deposit
Secure your future with guaranteed returns on lump sum investments.
- Minimum ₹10,000
- Tenure: 7 days to 10 years
- Senior citizen extra 0.5%
Recurring Deposit
Build wealth discipline by saving a fixed amount every month.
- Monthly ₹500 onwards
- Flexible tenure options
- Loan against deposit available
Savings Account
Day-to-day banking with attractive interest and digital banking features.
- Zero balance option
- Free cheque book
- Unlimited transactions
Built on Trust, Driven by Values
Since 2009, we have been empowering individuals and businesses with transparent financial solutions. Our cooperative structure ensures every member is also an owner, creating a shared prosperity model unique to India.
RBI Registered
Fully compliant with all RBI regulations
Member Owned
Profits shared among members
Transparent
No hidden fees or charges ever
Fast Processing
Quick approvals and disbursals
Loan Application Process
Simple 5-step process from application to loan disbursal. Get funding within 24-48 hours.
Deposit Made Simple
Start your savings journey in 4 easy steps with complete digital onboarding.
Choose Product
Browse our deposit products and select the one that matches your financial goals.
Submit KYC
Upload Aadhaar, PAN and a photograph. E-KYC verification done instantly.
Fund Account
Transfer funds via UPI, NEFT/RTGS or cheque. Instant deposit confirmation.
Earn Interest
Watch your money grow with quarterly/yearly interest payouts or cumulative option.
Smart Calculators for Smart Planning
Plan your finances accurately with our easy-to-use EMI and FD calculators.
EMI Calculator
Calculate your monthly loan installment
Fixed Deposit Calculator
Estimate your FD maturity amount
Our Branch Network
50+ branches across 15 states with dedicated relationship managers for every member.
Pune Head Office
- Pune, MH
- +91 99999 76242
- branch1@microfinance.co.in
Mumbai Regional Office
- Mumbai, MH
- +91 99999 71404
- branch2@microfinance.co.in
Nagpur Branch
- Nagpur, MH
- +91 99999 39874
- branch3@microfinance.co.in
Delhi Main Branch
- New Delhi, DL
- +91 99999 57717
- branch4@microfinance.co.in
Bangalore IT Branch
- Bengaluru, KA
- +91 99999 38504
- branch5@microfinance.co.in
Ahmedabad Branch
- Ahmedabad, GJ
- +91 99999 54366
- branch6@microfinance.co.in
What Our Members Say
Real stories from 22,000+ satisfied members who transformed their lives with us.
The agriculture loan helped me expand my farm and buy new equipment. The disbursal was quick and the staff is very supportive. I've been a member for 6 years now.
I run a small manufacturing unit and the business loan saved my business during tough times. No other bank gave me a loan without collateral but MicroFinance trusted me.
The best FD rates in the market. My retirement fund has grown significantly with their senior citizen benefits. The mobile app makes everything so convenient.
Latest News & Events
Latest announcements, financial literacy programs and community events.
MicroFinance Wins Best Cooperative Society Award 2026
Recognized for excellence in financial inclusion and digital transformation at National Banking Summit held in Mumbai.
Read MoreFree Financial Literacy Camp at Pune Headquarters
Join us on 10th August for a free workshop on mutual funds, insurance, retirement planning and more. Register now for limited seats.
Read MoreIntroducing Gold Loan at Just 9.5% Interest Rate
Get instant loan against your gold jewelry with lowest interest rate. Loan available from ₹10,000 to ₹50 Lakhs with same day disbursal.
Read MoreOur Social Responsibility
Giving back to the community is at the heart of our cooperative values.
Free Education Program
Scholarships and free coaching for 5000+ underprivileged students every year.
Rural Health Camps
Free medical camps, health checkups and medicine distribution in remote villages.
Green Initiative Drive
Planting 1 Lakh trees every year and promoting solar power adoption in communities.
Women Empowerment
Training and micro-credit programs for 3000+ women self-help groups (SHGs) annually.
Trusted by Leading Institutions
Strategic partnerships with banks, regulators and industry leaders.
Your Bank in Your Pocket
Download our award-winning mobile banking app to manage all your accounts, apply for loans, make deposits, pay bills and invest in mutual funds — all from one secure place.
- Instant fund transfers via UPI, NEFT, IMPS
- Digital loan application with e-sign
- Open FD/RD in under 60 seconds
- Biometric login and 256-bit encryption
- Bill payments and mobile recharge
Frequently Asked Questions
Find answers to the most commonly asked questions about our products and services.
Get In Touch With Us
Have questions? Our dedicated team is always here to help you with any financial query.
Visit Us
Head Office: 123 Financial District,
Baner Road, Pune,
Maharashtra, India 411045