Membership Plans
Choose Your Membership Tier
Unlock exclusive financial benefits and personalized service with our membership tiers. Every member is an owner with a voice in our cooperative.
Basic Membership
Perfect for individuals starting their savings journey with essential benefits.
- Savings Account with 4.5% interest
- Access to all deposit products
- Personal loan up to ₹5 Lakhs
- Free debit card & UPI
- 5% discount on processing fees
- Monthly e-statements
- Standard customer support
Premium Membership
Most popular with enhanced benefits, priority service and preferential interest rates.
- All Basic plan benefits
- Higher FD rate: +0.25% extra
- Lower loan rate: -0.50% p.a.
- Business loan up to ₹25 Lakhs
- Free credit card (Lifetime)
- 10% discount on processing fees
- Priority customer support
- Free cheque book & DD/PO
- Free locker (Small)
- Annual free health checkup
Elite Membership
Exclusive tier with highest benefits, dedicated relationship manager and white-glove service.
- All Premium plan benefits
- Highest FD rate: +0.50% extra
- Lowest loan rate: -1.00% p.a.
- Business loan up to ₹75 Lakhs
- Dedicated Relationship Manager
- 15% discount on processing fees
- 24x7 concierge service
- Free locker (Large)
- Doorstep banking service
- Airport lounge access
- Free tax & investment advisory
Why Become a Member?
Membership of our cooperative society unlocks unique advantages you won't find in traditional banks.
Profit Sharing
As member-owners, we share annual profits with our members as dividends and bonus.
Voting Rights
Every member gets equal voting right in electing the Board of Directors and key decisions.
Preferential Rates
Enjoy higher interest on deposits and lower rates on loans compared to regular banks.
Social Welfare
Your membership directly funds education, healthcare and empowerment programs for communities.
Membership Application Process
Simple 4-step process to become a proud member-owner of India's fastest growing cooperative society.