Deposit Products
Deposits for Every Financial Goal
Save smart with our deposit products offering industry-leading interest rates, maximum safety and complete digital access to your funds.
Fixed Deposit
Earn guaranteed highest returns by investing a lump sum for a fixed tenure. Choose cumulative or regular interest payouts.
- Senior citizen extra 0.5%
- Loan against FD at +2%
- Nomination facility
- Auto-renewal option
Recurring Deposit
Develop disciplined savings habit by investing a fixed amount every month. Ideal for medium-term goals like vacation or education.
- Flexible monthly amount
- Auto-debit from savings
- Loan up to 90% of RD
- Part-payment allowed
Savings Account
Day-to-day banking with competitive interest. Get free UPI, cheque book, debit card and unlimited digital transactions.
- Zero balance option
- Free debit card
- Unlimited free UPI
- Monthly e-statement
Daily Deposit
Doorstep collection scheme specifically designed for small traders, shopkeepers and daily wage earners.
- Doorstep daily collection
- No missed collection fee
- Loan after 3 months
- Free insurance cover
Latest Fixed Deposit Interest Rates
Interest rates effective from 1st August 2026. Senior citizens get additional 0.50% benefit across all tenures.
| Tenure Bucket | General Public | Senior Citizens (60+) | Members (Extra Benefit) | Action |
|---|---|---|---|---|
| 7 Days - 14 Days | 5.00% p.a. | 5.50% p.a. | 5.25% p.a. | Apply |
| 15 Days - 30 Days | 5.50% p.a. | 6.00% p.a. | 5.75% p.a. | Apply |
| 31 Days - 90 Days | 6.25% p.a. | 6.75% p.a. | 6.50% p.a. | Apply |
| 91 Days - 6 Months | 7.00% p.a. | 7.50% p.a. | 7.25% p.a. | Apply |
| 6 Months - 1 Year | 7.75% p.a. | 8.25% p.a. | 8.00% p.a. | Apply |
| 1 Year - 2 Years | 8.50% p.a. | 9.00% p.a. | 8.75% p.a. | Apply |
| 2 Years - 5 Years Recommended | 9.00% p.a. | 9.50% p.a. | 9.25% p.a. | Apply Now |
| 5 Years - 10 Years | 8.75% p.a. | 9.25% p.a. | 9.00% p.a. | Apply |
| Tax Saving FD (5 Years Lock-in) | 9.00% p.a. | 9.50% p.a. | 9.25% p.a. | 80C Benefit |
Save Tax Upto ₹46,800 Under Section 80C
Our 5-Year Tax Saving Fixed Deposit not only gives you high returns at 9.0% - 9.5% interest rate but also helps you reduce your taxable income by up to ₹1.5 Lakhs under Section 80C of the Income Tax Act.
Max Tax Benefit 80C
Lock-in Period
- Deduction under Section 80C up to ₹1,50,000
- Nomination facility available for all deposits
- Auto-renewal option on maturity
- No TDS on interest below ₹5,000 per year
Deposit Product Mix
Current portfolio distribution (By Value)