Our Services
Full Spectrum of Financial Services
From basic savings to complex business credit — we provide every financial service that individuals, families and businesses need.
Savings Accounts
Earn attractive interest on your savings with zero balance options, free cheque books and unlimited transactions.
- Zero balance account
- 4.5% Interest p.a.
- Free debit card
- UPI & Net Banking
Fixed Deposits
Guaranteed highest returns with flexible tenures from 7 days to 10 years. Senior citizen extra benefits.
- Up to 9.5% Interest
- Loan against FD
- Premature withdrawal
- Quarterly payouts
Recurring Deposits
Build wealth systematically with monthly savings. Perfect for achieving medium-term financial goals.
- From ₹500/month
- 9.0% Interest p.a.
- Flexible tenure
- Auto debit facility
Business Loans
Working capital, term loans, machinery loans and business expansion loans. Quick approval in 24 hours.
- Up to ₹50 Lakhs
- 11.5% Interest p.a.
- No hidden charges
- Flexible EMI options
Agriculture Loans
Crop loans, equipment finance, land development and dairy loans at subsidized interest rates.
- Starting 8.5% p.a.
- Kisan Credit Card
- Government subsidy
- Flexible repayment
Personal Loans
Instant personal loans for weddings, medical emergencies, travel and education needs. No collateral.
- Up to ₹10 Lakhs
- 13.5% Interest p.a.
- Disbursal in 24 hrs
- No guarantor needed
Housing Loans
Fulfill your dream of owning a home with affordable EMIs and PMAY subsidy benefits for eligible members.
- Up to ₹75 Lakhs
- 9.25% Interest p.a.
- Tenure up to 25 years
- Tax benefits u/s 80C & 24
Vehicle Loans
Drive home your dream car or bike with 100% on-road funding and quick processing at lowest rates.
- 100% Funding
- Starting 10% p.a.
- New & Used vehicles
- Approval in 2 hours
Gold Loans
Instant liquidity by pledging your gold jewelry at the lowest interest rates. Same day disbursal.
- Starting 9.5% p.a.
- Per gram ₹6,200
- No processing fee
- Safe storage in vault
Insurance Services
Life, health, vehicle, crop and business insurance partnerships with leading insurance providers.
- LIC Partner
- Star Health Partner
- Cashless claims
- One-stop service
Locker Facility
Secure your valuables in our state-of-the-art bank lockers with multiple size options available.
- 3 Sizes available
- Starting ₹1,500/yr
- 24x7 CCTV
- Insurance covered
Money Transfer
Domestic and international remittance services with NEFT, RTGS, UPI, IMPS and SWIFT facilities.
- Free UPI transfers
- IMPS 24x7
- Foreign remittance
- Doorstep service
Exclusive Benefits for Our Members
Enjoy a host of complimentary value-added services with your membership.
Free Tax Consultation
Annual free ITR filing assistance and tax planning sessions by expert CAs.
Investment Advisory
Free mutual fund, insurance and retirement planning consultation.
Dedicated RM
Personal relationship manager for deposits over ₹25 Lakhs.
Travel Insurance
Complimentary travel insurance on using our debit cards.
Free Net Banking
Free access to all digital banking services and mobile app.
Health Checkup
Annual free health checkup coupon for all senior member accounts.