About Us
Empowering Financial Dreams Since 2009
MicroFinance Cooperative Society Ltd. was founded with a simple yet powerful vision: to make quality financial services accessible to every Indian — from small farmers in rural villages to ambitious entrepreneurs in bustling cities.
What started as a small cooperative with just 50 members in Pune has grown into one of India's most trusted financial institutions, serving 22,000+ members across 15 states through 50+ branches.
As a cooperative society, every member is also an owner — sharing in the profits and having a voice in the decision-making. This unique structure keeps us grounded, transparent, and always committed to your best interest.
Years of Service
Loyal Members
Vision, Mission & Values
The principles that guide every decision and every interaction with our members.
Our Vision
To be India's most trusted and member-centric cooperative financial institution, empowering every household with access to secure, affordable and innovative financial services.
Our Mission
To deliver transparent financial solutions through digital innovation and 50+ physical branches, creating shared prosperity for our members, communities and employees.
Our Core Values
- Integrity: 100% transparent in all dealings
- Inclusion: Serving all communities equally
- Innovation: Tech-driven convenience
- Community: Giving back to society
Meet Our Leadership Team
A team of seasoned banking professionals with combined experience of 150+ years.
Ramesh Desai
ChairmanAnita Kulkarni
Managing DirectorSuresh Mehta
Chief Financial OfficerKavita Nair
Chief Operations OfficerRajesh Jain
Head of CreditPriya Iyer
Chief Technology OfficerOur Journey of Excellence
Key achievements that shaped us into the trusted institution we are today.
Foundation Laid
Registered as a Cooperative Society with 50 members and ₹5 Lakhs seed capital in Pune.
First Branch Expansion
Opened 5 new branches in Maharashtra and reached 1,000 active members milestone.
Digital Banking Launch
Launched mobile banking app and web portal with online account opening facilities.
10,000 Members Milestone
Expanded to 25 branches across 10 states with ₹250 Crores under management.
Award Winning Institution
Won Best Cooperative Society Award 2022 and achieved 98% recovery rate.
22,000+ Members & Growing
Serving 22,000+ members via 50+ branches with ₹1,700+ Crores in total assets.
Financial Performance Overview
Strong financials with consistent growth over the past 5 financial years.
Financial Performance (₹ in Crores)
Income, Expenses & Net Profit Trend